Commercial Truck Insurance

Over the past 40+ years, we've grown to be the #1 commercial truck insurance company in America by providing flexible coverage and payment options, free filings, specialized heavy truck claims service, discounts and expert support.

We insure many types of trucks in all states and we specialize in insuring:

• Owner Operators
• Motor Carriers
• Private Carriers

We offer customized truck coverages

In addition to some of the common coverages shared by all commercial vehicles, we also offer truck-specific coverages including:

We'll help you with your filings

Progressive offers state and federal filings for our commercial truck insurance customers. An insurance filing is a guarantee to the government that you have adequate coverage for your vehicle. Once authority has been filed, we can take care of the rest.

We specialize in heavy truck claims

Our goal is to give you the best truck claims service in the market. Unlike many companies, we boast a highly specialized team of 100% in-house adjusters who’ll manage your repairs from start to finish. We’ve also developed and extensive network of pre-approved repair shops that give our customers priority status.

Truck insurance cost

In 2017, Progressive’s national average monthly cost for commercial for-hire truck insurance ranged from $561 for specialty truckers to $795 for other transportation truckers. These numbers only include new policies with clean driving records for all drivers and both primary liability and physical damage coverages present.

Your rate will depend on various factors, including:

Learn more about commercial truck insurance cost, policy rating factors and measures you can take to find customized coverage at a competitive price.

Specialized commercial service

Talk to a licensed truck insurance expert. Call 1-888-806-9598 or find a local independent agent. You can also start a quote online.

Discounts and other ways to save

You can save on your truck insurance quote through a combination of special discounts^† and other ways to save. Here are just a few:

• Business Experience Discount - If your business has been up and running for more than three years, you're eligible a discount.
• Commercial Driver's License (CDL) Discount - For-hire truckers can easily save on their insurance by having a CDL.
• Smart Haul^® Program – If you use an electronic logging device (ELD), you could be eligible to save a minimum of 3% on your Progressive truck policy by granting us permission access to your driving data.

View a list of discounts available for our truck insurance customers.

^†Discounts vary and may not be available in all states and situations.

^*No. 1 truck insurer from SNL Financial's 2017 national written premium data.