Gym Insurance

Gym insurance is business insurance written to fulfill the specific coverage needs of gym owners. Choosing the right liability insurance is crucial for gym owners because it can protect against costly claims, like a customer’s injury or a negligence claim against your business.

Luckily, making sure you’re protected is easy with the Progressive Advantage® Business Program. We’ll connect you with a provider for a customized gym insurance policy just for your business.

How much does gym insurance cost?

Gym insurance cost is determined by a variety of factors, including coverage needs and staff size. For example, a gym with a pair of personal trainers on staff will have a different gym insurance rate than one that contracts out their personal trainers.

The best way to find out how much you’ll pay is to get a gym insurance quote. Call us or start a quote online.

Basic gym insurance coverage:

General Liability

Basic gym liability insurance covers mishaps that can occur in your gym, such as customer slip and fall accidents. It also protects against lawsuits that can arise from such accidents.

Professional Liability

Also called errors and omissions (E&O) insurance, this coverage protects against claims of negligence. For example, a member claims they were injured while performing a new exercise under the supervision of a gym employee and sues. E&O could protect your gym.

Other gym insurance you might need:

Cyber Insurance

Cyber insurance is protection against damages that can result from cyber threats and data breaches. If you store digital data, such as customer credit card information, you might need this coverage.

Business Owners Policy (BOP)

A BOP combines liability and coverage for your business property into one policy.

Workers’ Compensation

If your gym has employees, workers’ comp is almost always a requirement. It protects against employee injuries or illnesses that occur while at work.

Get what you need in one place

Starting a free gym insurance quote has never been easier. Call us or start a quote online today and we’ll take the guesswork out of what insurance you need to protect your gym.

More information

Start a customized quote and protect your gym today

Get a quoteOr, call 1-888-806-9598