Engineering Insurance

Engineering insurance is coverage customized to fit the needs of engineers and their firms. Choosing the right engineering insurance for your business’s needs is vital because it can protect against a variety of risks, from a client claiming work was completed unsatisfactorily to an employee becoming injured on the job.

Luckily, finding the right coverage is easy with the Progressive Advantage® Business Program. We’ll connect you with a provider that can help customize your engineering insurance policy just for you.

Professional liability for engineers

Professional liability insurance, also referred to as errors and omissions insurance, is one of the most requested coverages by engineers. It protects against a variety of claims including negligence and failure to meet expectations.

For example, a client claims the work completed by an engineering contractor was not satisfactory and files a lawsuit. Engineering E&O insurance would help cover the cost to defend your engineering services business.

Learn more about professional liability insurance cost and the various factors that affect your rate.

Other engineering insurance you might need:

General Liability

An essential coverage for engineering services businesses, general liability insurance protects against third-party injuries and damages. For example, while visiting a job site, an employee accidently damages an expensive piece of equipment owned by a different company. General liability could help cover the damage.

Business Owners Policy (BOP)

A business owners policy bundles general liability insurance with commercial property insurance into one easy-to-manage policy.

Workers’ Compensation

Workers’ comp covers your employees should they become injured or ill on the job.

How much does engineering insurance cost?

The cost of engineering insurance is based on a variety of factors, from coverage needs to business size. For example, an engineering contractor will have a different cost to insure than an entire engineering services firm.

To learn more about how insurance cost is calculated and potential engineer insurance discounts, click here.

Learn more about how business insurance cost is calculated and what you can do to save on your engineer insurance.

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