Spa Insurance

Spa insurance is coverage customized to protect spa businesses, including day spas, mobile spas, massage spas and health spas. Choosing spa insurance coverages that properly protect your business is crucial, as they can safeguard against a variety of hazards, such as a slip and fall in your business.

Luckily, finding spa insurance is easy with the Progressive Advantage® Business Program. We’ll connect you with a spa insurance company to set up the insurance that’s right for you.

How much does spa insurance cost?

The spa insurance cost is determined by a variety of factors, such as business location, specialty and number of employees. For example, a mobile spa will have a different cost than a day spa.

Learn more about business insurance rates and the factors that determine your spa insurance cost

Basic spa business insurance coverage:

General Liability

Often referred to as business insurance, general liability insurance protects your business from third-party injury and damages. For example, a spa client slips on a pool of spilled massage oil and is injured. General liability could help cover their injury.

Commercial Auto

Commercial auto insurance protects your business’s vehicles, making it a crucial spa insurance coverage, especially for mobile spas. Additionally, most personal auto insurance policies will not cover accidents that occur while a vehicle is being used for business.

Other spa insurance you might need:

Business Owners Policy (BOP)

A BOP combines liability insurance with commercial property coverage into one convenient policy.

Workers’ Compensation

Workers’ comp covers your employees should they become injured or ill while at work.

Get a spa business insurance quote today

Getting started with a free quote for spa business insurance is easy. Just call us for expert advice or get an online quote.

More information

Start a customized quote and protect your spa today

Get a quoteOr, call 1-888-806-9598