Funeral Home Insurance

Funeral home insurance is insurance specialized to the unique needs of funeral homes. Choosing the best funeral home insurance coverage is vital as it can protect you and your business from the devastating cost of a loss, from a mourner’s slip and fall to a commercial vehicle accident during a procession.

Choosing the right funeral home insurance policy is easy with the Progressive Advantage® Business Program. With this funeral home insurance program, we’ll connect you with a provider and set up a policy to meet all your business’s needs.

How much does funeral home insurance cost?

The cost of funeral home business insurance is different for each funeral home. Things like business size and coverage needs will determine how much your funeral home insurance policy will cost.

Learn more about business insurance cost and how you can save money on your funeral home insurance premium

Basic funeral home insurance coverage:

General Liability

This funeral home insurance coverage protects against accidents that can occur at your business and any resulting lawsuits. For example, a guest trips on a flower display at a viewing and is injured. General liability could cover their medical expenses

Professional Liability

Also called Errors and Omissions (E&O) insurance, this coverage protects against claims of professional negligence. For example, a family claims their loved one’s funeral was mishandled and sues. E&O could help protect your business.

Commercial Auto

If you use your vehicle for business, like as the lead car in a procession, you’ll need commercial auto. Progressive insures a variety of vehicles commonly used by funeral homes, including hearses.

Other funeral home insurance you might need:

Business Owners Policy (BOP)

A BOP combines liability and coverage for your business property into one easy-to-manage policy.

Workers’ Compensation

Workers’ comp covers your employees for any injuries or illnesses that occur at work.

Get what you need in one place

Getting a funeral home insurance quote couldn’t be easier. Call us and our in-house agency will start your free and easy policy quote. You can also start a quote online.

More information

Insure your funeral home business today

Get a quoteOr, call 1-888-806-9598